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You might think life insurance is too sophisticated or too costly if you are like many people. However, finding a policy that meets your wants and needs, and the budget is not challenging, requires a little learning. Understand the basics of life insurance- and your options- with this guide. Whole life insurance and cash value […]

Travel insurance is a kind of personal coverage used to protect oddball travel costs. It covers things such as medical bills if you are sick or injured on a trip. Some policies will also pay back deposits you will lose on hotel accommodations or airfare if you are forced to cancel your trip. This is

If you are lucky, you have possibly never had to use critical illness insurance (sometimes known as catastrophic illness insurance). You may not even have heard of it. However, in the event of a big health emergency, like stroke, heart attack, or cancer, critical illness insurance could be the only insurance to protect you from

Almost two-thirds of households in the US have pets, and our friends mean a lot to us. According to research, more than half of dog and cat owners are prepared to pay up to $2500 for treatment if their pet has a life-threatening condition. It is hard to imagine losing a pet since you can’t

Car insurance is essential to keep yourself safe financially if you have to file a claim. It is likely to save you a lot of money in exchange for a small monthly premium. Nonetheless, car insurance companies must do more than meet affordable coverage to keep up with clients’ demands. Today’s best car insurance companies

Life insurance is essential if you have someone in your life who depends on your income. Unfortunately, most people do not have the right kind of coverage or the right amount. About half of all the United States households have less life insurance than they should, following the Life Insurance Marketing and Research Association. Separate

If you paid a tax professional to prepare a basic 1040 individual tax return in 2019, you are one of the millions of Americans who forked over an average of $203 for this kind of assistance. That figure is obtained from the 2019 Tax Professional Fee Study from (NTPA) the National Association of Tax Professionals,

When it comes to filing returns, most of us only care about paying as little as possible without breaking any laws. And while there are legal methods to lower your overall tax liability, not all of these ways are created equal- which becomes apparent as you are searching over that mountain of IRS paperwork. In

For some people, tax season poses less worries, and the process happens painlessly. Just populate the requisite fields on your 1040 with information from W-2, then claim the standard deduction. After that sign on the dotted line and e-file. Once you are done, the check will be in the email. For other people, preparing taxes

So what tax bracket are you in? That depends on two factors: Your taxable income and filing status. Your filing status is very straightforward; that is, filing taxes as a single person or couple. The tricky part is the taxable income. It requires adding all your sources of income and deducting allowable deductions and credits.