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Black cards or premium luxury credit cards are the most exclusive credit cards on the market. There are so many myths and mysteries surrounding these premium cards with wild stories of how the ultra-rich use them to make outlandish purchases. Whereas it is hard to know how many of those rumors are true, there are […]

The four basic credit cards types Credit cards are essential financial resources. Showing that you can use them responsibly is an excellent way to improve your credit score and manifest to lenders that you are a candidate for credit terms on car loans, mortgages, and other essential loans, although some people struggle with credit. Young

How to get a credit card for the first time? As enthusiastic as you might be to get your first credit card, most credit card companies are not so eager to offer you one. Instead of putting in several credit card applications to see who is going to approve you, target just several companies that

If you are aspiring to be a credit card rewards junkie or you are one already, you might have heard about credit card churning, which is the practice of repeatedly opening credit cards to earn bonuses. Whereas signing up for several credit cards enables you to earn attractive bonuses and other perks, you can end

Being declined for a new credit card can be frustrating. Enhance your chances of approval by applying to cards that are suited to your credit score. In case you are looking to be approved for a credit card, you will need to meet all of the card issuer’s minimum requirements criteria for creditworthiness and income-

Have you ever been bewildered about the difference between a debit and a credit card? It is simple to see why. Credit cards and debit cards are used in the same place. They both provide convenience and remove the need to carry cash. They even look the same. The chief difference between a credit card

It is hard to overstate how valuable it is to begin saving during your 20s for the journey toward retirement. The period following college graduation is not always known for savvy financial moves. Living with parents, maybe, and having student loans. Typically, what those years should be known for is investing. It is difficult to

You might wonder what a financial advisor does with your money and how this professional determines the best investments and strategy for you. This article will break down precisely what a financial advisor does. You will understand the advisory procedure and how an advisor chooses appropriate investments for you. What is a financial advisor? A

Personal Savings Plan Tips Sometimes the hardest part about saving is just getting started. This article will guide you on how to save money and help you establish a realistic and straightforward strategy so that you can save for all your short- and long term saving goals. Set your goals Some big goals to save

What are the pros of personal saving? Living beyond your means by utilizing credit cards to pay for daily expenses soon results in a situation where you cannot pay your bills, much less save any money. The first strategy to savings is to develop a budget where your income is higher than your outgo. It